Confused about the $1,390 IRS relief payment in 2025? Here’s the truth about who qualifies, when payments arrive, and how to avoid scams.
The Buzz Everyone’s Talking About
You’ve probably seen it all over social media — posts claiming that a new IRS relief payment is landing in bank accounts this November 2025. Some people say they’ve already received money, while others are still waiting or wondering if it’s just another internet rumor.
So, what’s really happening? Is there actually a $1,390 inflation relief payment coming this year? Let’s clear up the confusion once and for all.
Where All the Confusion Started
Here’s the deal:
Two different things are getting mixed up online —
- Viral posts talking about a mysterious “new stimulus check” or “IRS deposit.”
- A genuine federal initiative aimed at helping low- and middle-income families deal with inflation.
Put simply, there is a relief program worth $1,390 per eligible person, but it’s not another round of pandemic-style stimulus checks.
Why the Relief Program Exists
After facing months of high inflation through 2024 and early 2025, many Americans have been struggling to keep up. Grocery bills, rent, fuel, and healthcare costs have climbed faster than wages.
To offer some breathing space, the federal government introduced a focused Inflation Relief Initiative through the IRS. This program is targeted — meaning it’s designed to support people who are most affected by rising costs, such as those earning less or depending on Social Security benefits.
Unlike the pandemic stimulus payments, this one isn’t going to everyone it’s more selective but still meaningful.
How Much You Could Get
Here’s what current reports say about eligibility:
- Single filers earning under $75,000/year → up to $1,390
- Married couples filing jointly under $150,000/year → up to $2,780
- Dependents → may receive partial payments
- Social Security, SSI, and SSDI recipients → automatically qualify for $1,390, no extra steps needed
If you filed your 2024 taxes and your direct deposit info is on record, you don’t need to do anything. The payment will show up directly in your bank account once the IRS processes it.
When to Expect the Payment
The IRS is expected to begin rolling out direct deposits
in November 2025.
Most people with verified banking details will likely see their funds
within 3–5 business days
after the payment starts.
If you’re waiting on a paper check, you might have to hang tight a little longer due to mailing delays.
The IRS also plans to update its “Get My Payment” tool on IRS.gov so you can track your payment status anytime.
How to Check Your Payment Status
To check whether your relief is on the way, you can use:
- IRS “Get My Payment” Tool — Direct tracker for relief deposits.
- “Where’s My Refund?” Portal — Works if linked to your 2024 tax return.
You’ll need your SSN or TIN, filing status, and a few basic details.
Quick Tip: If you’ve changed banks or moved since your last filing, update your details with the IRS right away to prevent payment delays.
Beware of Scams — They’re Everywhere
Sadly, fake messages about “IRS deposits” are spreading just as fast as the real news. Officials warn that many of these are scams trying to steal your personal data.
Here’s how to stay safe:
- The IRS will never text, email, or DM you about payments.
- Don’t click any suspicious links asking you to “verify” bank info.
- Never pay fees to “claim” your payment — it’s free and automatic.
- Report phishing attempts to phishing@irs.gov.
If it sounds too good to be true, it probably is. Always stick to IRS.gov for real updates.
How It’s Different from Past Stimulus Checks
Let’s compare this with the pandemic stimulus programs we all remember:
|
Feature |
Pandemic Stimulus (2020–2021) |
Inflation Relief (2025) |
|---|---|---|
|
Purpose |
COVID-19 emergency aid |
Inflation & cost-of-living support |
|
Eligibility |
Most adults qualified |
Targeted low- and middle-income families |
|
Amount |
$1,200–$1,400 per person |
$1,390 average |
|
Distribution |
Universal |
Primarily via direct deposit |
| Authority | CARES Act & ARP | IRS Inflation Relief Initiative |
In short, this year’s program is smaller but more focused on those who need help the most.
What It Means for Families
For many Americans, an extra $1,390 might not solve everything ,but it can help cover essentials: groceries, rent, bills, or medical expenses.
It’s also a sign that the government recognizes how much inflation has hurt working families and is trying to offer targeted relief instead of blanket payments.
If the IRS’s digital system runs as smoothly as it did during the pandemic stimulus rollouts, many people should receive their funds quickly and securely.
The Bottom Line
So, are IRS relief payments real in 2025?
Yes , but only for those who qualify.
There’s a legitimate $1,390 Inflation Relief Initiative, and payments are expected to start in November 2025.
Just remember don’t fall for fake messages or scam emails pretending to offer “extra checks.” Always verify updates directly through IRS.gov or trusted government news sources.
If you meet the income criteria and your direct deposit info is already on file, you can sit back your relief may be closer than you think.
About the author
Gourav Chourasiya : Finance & tech writer covering AI, fintech and markets since 2022. He writes about how technology reshapes investing and public policy.
Disclaimer: This article is for informational purposes only and should not be taken as financial or legal advice. Always refer to official IRS sources for the most accurate information.
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FAQs
Who qualifies for the 2025 IRS relief payment?
Eligibility depends on your income and filing status:
- Single filers under $75,000/year.
- Married couples under $150,000/year .
- Social Security, SSI, and SSDI recipients automatically qualify.
How can I check if my payment is coming?
You can track your payment using the “Get My Payment” or “Where’s My Refund?” tools on IRS.gov. You’ll need your SSN or TIN, your filing status, and some basic details from your 2024 tax return.
Do I need to apply for the relief payment?
No. If you filed your 2024 tax return and your income meets the criteria, the payment will be deposited automatically.
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